Terms and Conditions

Effective Date: 03/01/2025

Welcome to Heritage Consulting Group (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, www.heritageconsultinggroup.co (the “Website”), and the services we provide. By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree, please refrain from using our Website.

1. Services Provided

Heritage Consulting Group offers credit repair, financial education, and related services. Our services are intended to provide guidance and assistance but do not guarantee specific credit score improvements or financial outcomes.

2. Eligibility

By using our Website and services, you confirm that you:

• Are at least 18 years old

• Have the legal capacity to enter into this agreement

• Will use our services for lawful purposes only

3. User Responsibilities

When using our Website, you agree to:

• Provide accurate and complete information

• Not use our Website for fraudulent, illegal, or unauthorized purposes

• Not engage in activities that could damage, disable, or impair our Website

We reserve the right to suspend or terminate access to users who violate these Terms.

4. Payment and Subscription Terms

• Our services are available for $97 per month.

• Payment is required as services are rendenered on a monthly basis and must be made through approved payment methods.

• Failure to make timely payments may result in service suspension or termination.

Refunds are not provided for services already rendered. If you wish to cancel your subscription, you must do so before the next billing cycle.

5. No Guarantees and Disclaimer

While we strive to provide services, we do not guarantee specific results, such as a particular credit score increase. Outcomes vary based on individual financial history and credit bureau policies.

Our Website content is for informational purposes only and should not be considered financial, legal, or tax advice. Always consult with a qualified professional before making financial decisions.

6. Intellectual Property

All content on our Website, including text, graphics, logos, and software, is the property of Heritage Consulting Group and protected by copyright laws. You may not copy, distribute, modify, or exploit any content without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Heritage Consulting Group is not liable for any:

• Indirect, incidental, or consequential damages arising from the use of our Website or services

• Loss of data, profits, or financial status changes

• Actions taken based on our guidance that result in unforeseen consequences

8. Third-Party Links and Services

Our Website may contain links to third-party websites. We are not responsible for their content, policies, or practices. Accessing these third-party sites is at your own risk.

9. Termination of Services

We reserve the right to terminate or suspend your access to our services at our discretion if we determine a violation of these Terms has occurred.

10. Changes to Terms

We may update these Terms periodically. Any changes will be posted on this page with a revised “Effective Date.” Continued use of our Website and services after changes are made constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of Mississippi, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts of Mississippi.

12. Contact Information

If you have any questions about these Terms, please contact us:

Heritage Consulting Group

Email: info@heritageconsultinggroup.co

Phone: 601-448-4829

Address: 665 S Pear Orchard Rd Ste 762 Ridgeland, MS 39157

By using our Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.